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20710 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20710 Winlock Trace Dr, Katy, TX 77450 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,604 sqft · built 1999
Lot Size0.16 acres (6,971 sqft)
Owner2 Individual Names on File
Last Sale$281,600 (Jul 2015)
Tax Bill$6,039 (2025)
Deeds & MortgagesApr 2022 Mortgage
Oct 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APNR215340

Property Details

APN / Parcel Number

Primary APNR215340
Alternative APN
  • 2274-05-002-0260-914

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,604 sqft Living Area
Gross Area3,096 sqft
1st Floor Area1,371 sqft
2nd Floor Area1,233 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,971 sqft (0.16 acres)
View / LotInterior
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area95 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20710 WINLOCK TRACE DR
CityKATY
StateTX
Zip77450-7231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 26
Legal SubdivisionCINCO RANCH MEADOW PLACE SEC 5
Legal Block2
Legal Lot Number26
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3001
Census Tract673008

Owner

Source: Fort Bend County records · APN R215340

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20710 WINLOCK TRACE DR, KATY, TX 77450-7231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
Oct 02, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2015 · Amount on Record
Deed SaleJul 13, 2015 · Amount on Record
Prior SaleDec 27, 1999 · Amount on Record
Deed Document Number201576775
Prior Transfer DateJul 10, 2015
Prior Transfer Doc0000076775
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address20710 WINLOCK TRACE DR, KATY, TX 77450-7231
Transaction TypeMortgage
Record UpdatedMay 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055846
DateApr 22, 2022
Instrument2022055846
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateOct 02, 2017
Property Address20710 WINLOCK TRACE DR, KATY, TX 77450-7231
Instrument DateSep 22, 2017
Instrument107187
Transaction TypeConstruction Loan
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20710 WINLOCK TRACE DR KATY TX 774507231, KATY, TX 77450-7231

Mortgage

Document Number0000107187
DateOct 02, 2017
Instrument107187
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,039.00 (-4.16%) Homeowner's exemption$400,800 (+2.74%) Land $58,500 Building $342,300$400,800 (-9.25%) Land $58,500 Building $342,300
2024$6,301.00 (+8%) Homeowner's exemption$390,128 (+1%) Land $58,500 Building $383,150$441,650 (+15.54%) Land $58,500 Building $383,150
2023$5,834.00 (+58.02%) Homeowner's exemption$354,662 Land $45,000 Building $337,254$382,254 Land $45,000 Building $337,254
2018$3,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Nearby Flood Policies133 in force
Nearby Flood Claims40 (2017–2024)
Claims Outside the SFHA40 of 40
Most Recent ClaimJul 2024, rainfall accumulation, Hurricane Beryl
Claims By Storm
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 38 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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