20703 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20703 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,126 sqft · built 1999
Lot Size0.176 acres (7,692 sqft)
Owner2 Individual Names on File
Tax Bill$6,023 (2025)
Deeds & MortgagesNov 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APNR215400

Property Details

APN / Parcel Number

Primary APNR215400
Alternative APN
  • 2274-05-003-0130-914

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,126 sqft Living Area
1st Floor Area2,126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,692 sqft (0.176 acres)
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area230 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR215400
Street Address20703 WINLOCK TRACE DR
CityKATY
StateTX
Zip77450-7239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH MEADOW PLACE SEC 5, BLOCK 3, LOT 13
Legal SubdivisionCINCO RANCH MEADOW PLACE SEC 5
Legal Block3
Legal Lot Number13
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3000
Census Tract673008

Owner

Source: Fort Bend County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20703 WINLOCK TRACE DR, KATY, TX 77450-7239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2016
Deed SaleJul 18, 2016
Prior SaleJul 5, 2011
Deed Document Number2016076587
Record UpdatedJun 8, 2026

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateNov 15, 2017
Property Address20703 WINLOCK TRACE DR, KATY, TX 77450-7239
Instrument DateOct 15, 2017
Instrument125861
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20703 WINLOCK TRACE DR KATY TX 774507239, KATY, TX 77450-7239

Mortgage

Document Number0000125861
DateNov 15, 2017
Instrument125861
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,023.00 (+3.92%) Homeowner's exemption$399,952 (+1%) Land $58,500 Building $353,299$411,799 (-0.34%) Land $58,500 Building $353,299
2024$5,796.00 (+8.11%) Homeowner's exemption$363,593 (+1%) Land $58,500 Building $354,689$413,189 (+15.67%) Land $58,500 Building $354,689
2023$5,361.00 (+82.28%) Homeowner's exemption$330,539 Land $45,000 Building $312,213$357,213 Land $45,000 Building $312,213
2018$2,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Nearby Flood Policies133 in force
Nearby Flood Claims40 (2017–2024)
Claims Outside the SFHA40 of 40
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 7
serves 4,239 people · EPA ID TX0790343
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber Texas
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

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