Alameda County property record for 20710 Rutledge Rd, Castro Valley, CA 94546
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 5 bd · 3,872 sqft · built 1930 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Dec 2004) |
| Tax Bill | $8,283 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 84A-16-12 |
| Primary APN | 84A-16-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,872 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,750 sqft (0.086 acres) |
| Street Address | 20710 RUTLEDGE RD |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-5417 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | LOT: 00012 BLK: AR: 084A PAGE: 0016 |
| Legal Subdivision | BAKER VISTA |
| Legal Lot Number | 9&10 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 431000 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20710 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5417 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPMARK FINANCIAL INC |
| Dec 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BAYMARK FINANCIAL INC |
| Apr 6, 2018 | Deed of Trust, Mortgage BAY MARK FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on Record |
| Deed Sale | Dec 15, 2004 · Amount on Record |
| Deed Document Number | 2004553444 |
| Prior Transfer Date | Oct 2, 1997 |
| Prior Transfer Doc | 0000307943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | May 7, 2026 |
| Property Address | 20710 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5417 |
| Document Number | 0000060140 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202660140 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 21120 TYEE CT, CASTRO VALLEY, CA 94546-5717 |
| Document Number | 0000060140, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202660140 |
| Name | CAPMARK FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 20710 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20710 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5417 |
| Document Number | 0000392656 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021392656 |
| Name | BAYMARK FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN MATEO, CA 94402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 20710 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5417 |
| Document Number | 0000089669 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 20710 RUTLEDGE RD CASTRO VALLEY CA 945465417, CASTRO VALLEY, CA 94546-5417 |
| Document Number | 0000089669 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 89669 |
| Name | BAY MARK FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN MATEO, CA 94402 |
| Amount | Amount Recorded |
|---|
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $518,901 (+2%) Land $159,935 Building $358,966 | |
| 2025 | $8,283.00 (+5.22%) | $508,729 (+4.04%) Land $156,800 Building $351,929 |
| 2023 | $7,872.00 | $488,978 Land $150,712 Building $338,266 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile, Verizon.
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