20887 Rutledge Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 20887 Rutledge Rd, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 858 sqft · built 1942
Lot Size0.178 acres (7,750 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jan 2005)
Tax Bill$6,872 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN84A-15-9

Property Details

APN / Parcel Number

Primary APN84A-15-9
Alternative APN
  • 084A-0015-009-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area858 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,750 sqft (0.178 acres)

Location & Zoning

Street Address20887 RUTLEDGE RD
CityCASTRO VALLEY
StateCA
Zip94546-5418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00009 BLK: AR: 084A PAGE: 0015
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group2
Census Block2006
Census Tract431000

Owner

20887 Rutledge Rd is owned by two individuals who bought it in January 2005.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address380 ROUSSEAU ST, HAYWARD, CA 94544-7616
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2005 · Amount on File
Deed SaleJan 28, 2005 · Amount on File
Deed Document Number200534511
Prior Transfer DateJan 25, 2005
Prior Transfer Doc0000034512
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20887 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5418
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address20887 RUTLEDGE RD, CASTRO VALLEY, CA 94546-5418

Mortgage

Document Number0000250414
DateJul 19, 2021
Instrument2021250414
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 20887 Rutledge Rd was $6,872.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,901 (+2%) Land $155,670 Building $363,231
2025$6,872.00$508,728 Land $152,618 Building $356,110
2023$6,600.00$488,978 Land $146,693 Building $342,285$616,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20887 Rutledge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2023–2025)
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20887 Rutledge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Rutledge Rd

Nearby Streets

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