20710 Andiron Pl, Estero, FL 33928 Property Records

Lee County property record for 20710 Andiron Pl, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,491 sqft · built 1989
Lot Size	0.257 acres (11,177 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Sep 1999)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E3-0200D.0190`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E3-0200D.0190`
Alternative APNs	`252746E30200D0190` `274625020000D0190` `10272768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,491 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	1,645 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	11,177 sqft (0.257 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	192 sqft
Porch	Florida Room
Porch Area	205 sqft
Patio Area	654 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10272768
Street Address	20710 ANDIRON PL
City	ESTERO
State	FL
Zip	33928-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILLAGES AT COUNTRY CREEK U-2 REPLAT BLK D PB40 PG53 THRU 66 LOT 19
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILLAGES AT COUNTRY CREEK
Legal Tract	E3
Legal Block	D
Legal Lot Number	19
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	50210

Owner

20710 Andiron Pl is owned and occupied by an individual who bought it in September 1999.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20710 ANDIRON PL, ESTERO, FL 33928-2284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 1999 · Amount on File
Deed Sale	Sep 22, 1999 · Amount on File
Deed Book / Page	3170 / 95
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20710 ANDIRON PL, ESTERO, FL 33928-2284
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20710 ANDIRON PL, ESTERO, FL 33928-2284

Mortgage

Document Number	0000272706
Date	Aug 18, 2021
Instrument	2021000272706

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20710 Andiron Pl was $2,607 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,198 (+5.12%)	$339,226 (-14.48%) Land $90,828 Building $248,398
2025	$2,607.00 Homeowner's exemption Widower's exemption	$212,330	$396,651 Land $100,534 Building $296,117
2023	$2,473.00 (-2.14%) Homeowner's exemption	$205,053 (+3%)	$357,688 (+18.5%) Land $162,416 Building $195,272
2022	$2,527.00 Homeowner's exemption	$199,081	$301,858 Land $112,674 Building $189,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20710 Andiron Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20710 Andiron Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20