20740 Andiron Pl, Estero, FL 33928 Property Records

Lee County property record for 20740 Andiron Pl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,064 sqft · built 1989
Lot Size0.169 acres (7,357 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (May 2022)
Tax Bill$4,777 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN27-46-25-E3-0200D.0160

Property Details

APN / Parcel Number

Primary APN27-46-25-E3-0200D.0160
Alternative APNs
  • 252746E30200D0160
  • 274625020000D0160
  • 10272765

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,064 sqft Living Area
Gross Area3,005 sqft
1st Floor Area1,646 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area7,357 sqft (0.169 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area457 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area341 sqft
Patio Area418 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10272765
Street Address20740 ANDIRON PL
CityESTERO
StateFL
Zip33928-2284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionVILLAGES AT COUNTRY CREEK U-2 REPLAT BLK D PB40 PG53 THRU 66 LOT 16
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILLAGES AT COUNTRY CREEK
Legal Tract2
Legal BlockD
Legal Lot Number16
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1007
Census Tract50210

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20740 ANDIRON PL, ESTERO, FL 33928-2284
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Warranty Deed, Transfer · Conventional Mortgage
SELFRELIANCE FCU
Jan 19, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleJan 19, 2018 · Amount on Record
Deed Document Number2022181606
Prior Transfer DateNov 10, 2015
Prior Transfer Doc0000245354
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 31, 2022
Property Address20740 ANDIRON PL, ESTERO, FL 33928-2284
Document Number0000181606
Map ReferenceMB 40 PG 53-66
Instrument DateMay 31, 2022
Instrument2022000181606
Transaction TypeTransfer
Record UpdatedJun 8, 2022
Title CompanyPREMIER REPUTATION TITLE AGCY LLC, PREMIER REPUTATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address59 E RAMPART ST, 59, SHELBYVILLE, IN 46176-9499

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20740 ANDIRON PL, ESTERO, FL 33928-2284

Mortgage

Document Number0000181607
DateMay 31, 2022
Instrument2022000181607
Lender
NameSELFRELIANCE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 19, 2018
Property Address20740 ANDIRON PL, ESTERO, FL 33928-2284
Document Number0000015096
Instrument DateJan 17, 2018
Instrument15096
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyMARKETPLACE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,882.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20740 ANDIRON PL ESTERO FL 339282284, ESTERO, FL 33928-2284

Mortgage

Document Number15097
DateJan 19, 2018
Instrument15097
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,580 (-15.4%) Land $74,871 Building $245,709$320,580 (-15.4%) Land $74,871 Building $245,709
2025$4,777.00 (-3.42%) Homeowner's exemption$378,950 (+6.91%) Land $87,129 Building $291,821$378,950 (+6.91%) Land $87,129 Building $291,821
2023$4,946.00 (+99.19%)$354,467 (+81.1%) Land $107,480 Building $246,987$354,467 (+26.78%) Land $107,480 Building $246,987
2022$2,483.00 Homeowner's exemption$195,735$279,598 Land $112,674 Building $166,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Andiron Pl

Nearby Streets

Search Property Records by Address or Parcel Number