2071 Riggs Rd, Lakeport, CA 95453 Property Records

Lake County property record for 2071 Riggs Rd, Lakeport, CA 95453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,504 sqft · built 1958
Lot Size	43.7 acres (1,905,750 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Feb 2003)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2019 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`015-008-030-000`

Property Details

APN / Parcel Number

Primary APN	`015-008-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,504 sqft Living Area

Exterior

Year Built	Built 1958
Construction Type	Wood
Lot Area	1,905,750 sqft (43.7 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2071 RIGGS RD
City	LAKEPORT
State	CA
Zip	95453-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Jurisdiction	LAKE CA
Township / Civil Division	LAKEPORT
Census Block Group	1
Census Block	1020
Census Tract	300

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 N TUNIS ST, LAKEPORT, CA 95453-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 28, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 29, 2018	Loan Modification, Mortgage · Conventional with PMI COUCH TRUST (PT)
Nov 5, 2018	Loan Modification, Mortgage · Conventional Mortgage COUCH TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2003 · Amount on Record
Deed Sale	Feb 21, 2003 · Amount on Record
Prior Sale	Dec 3, 2010
Deed Document Number	0000006032
Last Transfer Date	Feb 28, 2019
Transfer Doc	0000002475
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	2071 RIGGS RD, LAKEPORT, CA 95453-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003962
Date	Apr 3, 2019
Instrument	2019003962

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Feb 28, 2019
Property Address	2071 RIGGS RD, LAKEPORT, CA 95453-9703
Document Number	0000002475
Instrument Date	Jan 25, 2019
Instrument	2475
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 RIGGS RD LAKEPORT CA 954539703, LAKEPORT, CA 95453-9703

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Property Address	2071 RIGGS RD, LAKEPORT, CA 95453-9703
Document Number	0000000700
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2071 RIGGS RD LAKEPORT CA 954539703, LAKEPORT, CA 95453-9703

Mortgage

Document Number	0000000700
Date	Jan 23, 2019
Instrument	700

Lender

Name	COUCH TRUST (PT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Property Address	2071 RIGGS RD, LAKEPORT, CA 95453-9703
Document Number	0000015474
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2071 RIGGS RD LAKEPORT CA 954539703, LAKEPORT, CA 95453-9703

Mortgage

Document Number	0000015474
Date	Dec 10, 2018
Instrument	15474

Lender

Name	COUCH TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Lakeport Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,279.00 (+4.34%) Homeowner's exemption	$637,247 (+4.04%) Land $434,492 Building $202,755
2023	$6,976.00 (+1.6%) Homeowner's exemption	$612,504 Land $417,621 Building $194,883
2022	$6,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1986–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25

May also be available: Mediacom Xtream.

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