2071 Remembrance Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2071 Remembrance Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,906 sqft · built 2015
Lot Size	0.166 acres (7,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Apr 2026)
Tax Bill	$12,704 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0082-0001-5590`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0082-0001-5590`
Alternative APNs	`263009008200015590` `158864`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,906 sqft Living Area
Gross Area	4,951 sqft
1st Floor Area	1,833 sqft
Upper Floors Area	2,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,230 sqft (0.166 acres)
Lot Dimensions	90.1 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2071 REMEMBRANCE AVE
City	SAINT CLOUD
State	FL
Zip	34769-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 559
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3B
Legal Phase	3B
Legal Tract	82
Legal Block	5590
Legal Lot Number	559
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1008
Census Tract	43208

Owner

Source: Osceola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 11, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE EQUITY PARTNERS
Apr 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE EQUITY PARTNERS
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	202644930
Deed Book / Page	6949 / 2358
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Mortgage

Document Number	0061040062
Date	Dec 9, 2021
Book Page	6104/62
Instrument	2021189866

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Mortgage

Document Number	0068321211
Date	Aug 11, 2025
Book Page	6832/1211
Instrument	2025099322

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Document Number	0000044930
Book / Page	6949 / 2358
Instrument Date	Apr 2, 2026
Instrument	202644930
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	REPUBLIC TITLE SERVICES, PUBLIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044931,
Date	Apr 2, 2026
Instrument	202644931

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Document Number	0069492358
Book / Page	6949 / 2358
Instrument Date	Apr 2, 2026
Instrument	202644930
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	REPUBLIC TITLE SERVICES, PUBLIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044931,
Date	Apr 2, 2026
Instrument	202644931

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Mortgage

Document Number	0058242445
Date	Nov 2, 2020
Book Page	5824/2445
Instrument	2020148827

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,704.00 (+48.57%)	$475,024 (+53.86%)	$498,400 (-0.68%) Land $70,000 Building $428,400
2024	$8,551.00 (+3.8%)
2023	$8,238.00 (+3.14%) Homeowner's exemption	$308,740 (+3%)	$501,800 (+12.84%) Land $60,000 Building $441,800
2022	$7,987.00 Homeowner's exemption	$299,748	$444,700 Land $55,000 Building $389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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