2051 Remembrance Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2051 Remembrance Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,048 sqft · built 2014
Lot Size	0.166 acres (7,230 sqft)
Owner	Individual Name on Record
Last Sale	$506,500 (Feb 2023)
Tax Bill	$6,316 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0082-0001-5570`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0082-0001-5570`
Alternative APNs	`263009008200015570` `158862`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,048 sqft Living Area
Gross Area	4,798 sqft
1st Floor Area	1,835 sqft
Upper Floors Area	2,213 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,230 sqft (0.166 acres)
Lot Dimensions	90.1 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2051 REMEMBRANCE AVE
City	SAINT CLOUD
State	FL
Zip	34769-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 557
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3B
Legal Phase	3B
Legal Tract	82
Legal Block	5570
Legal Lot Number	557
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1008
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 17, 2023	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	202319227
Deed Book / Page	6359 / 1352
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0063592721
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2023
Property Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Document Number	0063591352
Book / Page	6359 / 1352
Map Reference	MB 20 PG 90-93
Instrument Date	Feb 9, 2023
Instrument	2023019227
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,545.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 LAKE VILLA WAY, KISSIMMEE, FL 34743-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Mortgage

Document Number	0063591355
Date	Feb 16, 2023
Instrument	6359/1355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 17, 2023
Property Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830
Document Number	0063592721
Book / Page	6359 / 2721
Map Reference	MB 20 PG 90-93
Instrument Date	Feb 8, 2023
Instrument	2023019591
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2051 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1830

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,316.00 (+1.89%) Homeowner's exemption Veteran's exemption Widower's exemption	$428,501 (-11.58%)	$482,100 (-0.52%) Land $70,000 Building $412,100
2024	$6,199.00 (-18.79%)
2023	$7,633.00 (+2.91%)	$484,600 (+80.74%) Land $60,000 Building $424,600	$484,600 (+12.7%) Land $60,000 Building $424,600
2022	$7,417.00 Homeowner's exemption	$268,118	$430,000 Land $55,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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