1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Live Oak Blvd

2071 Live Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2071 Live Oak Blvd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,190 sqft · built 1995
Lot Size0.726 acres (31,668 sqft)
OwnerIndividual Name on File
Last Sale$286,000 (Jan 2008)
Tax Bill$2,585 (2025)
Deeds & MortgagesJan 2025 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN96809

Property Details

APN / Parcel Number

Primary APN96809
Alternative APN
  • 082631322400010450

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,190 sqft Heated Area
Gross Area2,707 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,668 sqft (0.726 acres)
Lot Dimensions316 ft deep x 100 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area557 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number96809
Street Address2071 LIVE OAK BLVD
CitySAINT CLOUD
StateFL
Zip34771-8442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX RUN PB 8 PG 51-52 LOT 45
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK ESTATES
Legal Tract3224
Legal Block1
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records · APN 96809

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2071 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2025Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 10, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 10, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2008 · Amount on Record
Deed SaleJan 07, 2008 · Amount on Record
Prior SaleDec 13, 2001
Deed Document Number2008004363
Deed Book / Page3621 / 1710
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2071 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2071 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442

Mortgage

Document Number0067291247
DateJan 22, 2025
Book Page6729/1247
Instrument2025009069
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueFeb 01, 2065

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2071 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Document Number0055630122
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2071 LIVE OAK BLVD ST CLOUD FL 347718442, ST CLOUD, FL 34771-8442

Mortgage

Document Number0055630122
DateJul 26, 2019
Book Page005563/000122
Instrument96446
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2071 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Document Number0055711831
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2071 LIVE OAK BLVD ST CLOUD FL 347718442, ST CLOUD, FL 34771-8442

Mortgage

Document Number0055711831
DateAug 12, 2019
Book Page005571/001831
Instrument103372
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,585.00 (+11.76%) Homeowner's exemption$147,989 (+5.99%)$292,800 (+3.21%) Land $65,000 Building $227,800
2023$2,313.00 (+4.61%) Homeowner's exemption$139,631 (+3%)$283,700 (+15.75%) Land $60,000 Building $223,700
2022$2,211.00 Homeowner's exemption$135,565$245,100 Land $55,000 Building $190,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 725 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Live Oak Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures