2066 Live Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2066 Live Oak Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1995
Lot Size	0.505 acres (21,997 sqft)
Owner	Individual Name on File
Last Sale	$180,100 (Feb 2014)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-31-3224-0001-0280`

Property Details

APN / Parcel Number

Primary APN	`08-26-31-3224-0001-0280`
Alternative APNs	`263108322400010280` `96792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,997 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft
Porch	Florida Room
Porch Area	304 sqft
Deck Area	444 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	72 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2066 LIVE OAK BLVD
City	SAINT CLOUD
State	FL
Zip	34771-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	FOX RUN PB 8 PG 51-52 LOT 28
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	FOX RUN
Legal Tract	3224
Legal Block	280
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1012
Census Tract	43301

Owner

2066 Live Oak Blvd is owned and occupied by an individual who acquired it in May 2026.

Source: Osceola County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Feb 18, 2025	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
May 20, 2026	Warranty Deed, Transfer WATERSTONE TITLE, WATERS EDGE TITLE
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Jul 14, 2017	Loan Modification, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2014 · Amount on File
Deed Sale	Feb 24, 2014 · Amount on File
Prior Sale	Sep 16, 2013
Deed Document Number	201426879
Deed Book / Page	4574 / 1473
Last Transfer Date	May 19, 2026
Transfer Doc	0000067081
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Investor	Possibly a Property Investor

Mortgage

Document Number	0060651343
Date	Oct 14, 2021
Book Page	6065/1343
Instrument	2021160243

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Investor	Possibly a Property Investor

Mortgage

Document Number	0063192417
Date	Nov 23, 2022
Book Page	6319/2417
Instrument	2022169922

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	KISSIMMEE, FL 34743

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 6, 2032

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441

Mortgage

Document Number	0067412627
Date	Feb 18, 2025
Book Page	6741/2627
Instrument	2025020746

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 20, 2026
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number	0000067081
Book / Page	6974 / 2986
Instrument Date	May 19, 2026
Instrument	202667081
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	WATERSTONE TITLE, WATERS EDGE TITLE

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number	0056110352
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 LIVE OAK BLVD ST CLOUD FL 347718441, ST CLOUD, FL 34771-8441

Mortgage

Document Number	0056110352
Date	Oct 23, 2019
Book Page	005611/000352
Instrument	137565

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2039

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2066 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441
Document Number	0051880043
Book / Page	005188 / 000043
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 LIVE OAK BLVD ST CLOUD FL 347718441, ST CLOUD, FL 34771-8441

Mortgage

Document Number	0051880043
Date	Aug 1, 2017
Book Page	005188/000043
Instrument	111389

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	SAINT CLOUD, FL 34771

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2066 Live Oak Blvd was $5,339.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00	$297,900 Land $65,000 Building $232,900	$297,900 Land $65,000 Building $232,900
2023	$4,837.00 (+10.59%)	$284,500 (+15.04%) Land $60,000 Building $224,500	$284,500 (+15.04%) Land $60,000 Building $224,500
2022	$4,374.00	$247,300 Land $55,000 Building $192,300	$247,300 Land $55,000 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2066 Live Oak Blvd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2066 Live Oak Blvd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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