2071 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2071 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,384 sqft
Lot Size	6.2 acres (270,072 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Nov 2017)
Tax Bill	$2,235 (2026)
Deeds & Mortgages	Jan 2017 Second Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-014-300-110-01`

Property Details

APN / Parcel Number

Primary APN	`120-014-300-110-01`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,384 sqft Living Area
1st Floor Area	2,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Foundation Type	Raised
Lot Area	270,072 sqft (6.2 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2071 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 210 FT OF E 500 FT OF SW 1/4 OF SW 1/4 LYG W OF W LN OF FMR MCRR R/W, SEC 14 T17N R4E
Legal Range	04E
Legal Township	17N
Legal Section	14
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3037
Census Tract	286300

Owner

2071 E Cody Estey Rd is owned and occupied by an individual who bought it in November 2017.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2071 E CODY ESTEY RD, PINCONNING, MI 48650-9710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED BAY COMMUNITY CU
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	May 3, 2003 · Amount on File
Deed Document Number	20173248-080
Deed Book / Page	3248 / 80
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0030510701
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2071 E CODY ESTEY RD, PINCONNING, MI 48650-9710
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031930832
Date	Jan 6, 2017
Book Page	3193/832

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2027

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 3, 2017
Property Address	2071 E CODY ESTEY RD, PINCONNING, MI 48650-9710
Document Number	0032480080
Book / Page	3248 / 080
Instrument Date	Oct 31, 2017
Instrument	3248-080
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 E CODY ESTEY RD, 207, FLINT, MI 48550-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 RICHARD AVE, SAGINAW, MI 48603-4133

Mortgage

Document Number	3248082
Date	Nov 3, 2017
Instrument	3248-082

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2071 E Cody Estey Rd was $2,235 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,235.00 Homeowner's exemption	$86,400 (-4.95%)	$172,800 (-4.95%)
2025		$90,900	$181,800
2024	$2,164.00
2023		$74,700	$149,400
2022	$2,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2071 E Cody Estey Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2071 E Cody Estey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PINCONNING serves 1,204 people · EPA ID MI0005330
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Point Broadband Fixed Wireless	1,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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