San Diego County property record for 20707 Sutherland Dam Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,515 sqft · built 2009 |
| Lot Size | 254 acres (11,099,959 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,200,000 (May 2000) |
| Tax Bill | $51,121 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-110-14-00 |
| Primary APN | 246-110-14-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 6,515 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 11,099,959 sqft |
| Old Parcel Number | 2461100900 |
|---|---|
| Street Address | 20707 SUTHERLAND DAM RD |
| City | RAMONA |
| State | CA |
| Zip | 92065-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | SEC 32-12-2E SWQ (EX RD)PAR 1 PER DOC76-357580 IN NWQ&IN SEQ&IN |
| Legal Range | 02E |
| Legal Township | 12 |
| Legal Section | 32 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20807 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20707 SUTHERLAND DAM RD, RAMONA, CA 92065-5447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2000 · Amount on Record |
| Deed Sale | May 5, 2000 · Amount on Record |
| Deed Document Number | 2000234736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 20707 SUTHERLAND DAM RD, RAMONA, CA 92065-5447 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000370179 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018-0370179 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,968,629 (+2%) Land $3,405,240 Building $1,563,389 | |
| 2025 | $51,121.00 (+3.98%) Homeowner's exemption | $4,871,206 (+4.04%) Land $3,338,471 Building $1,532,735 |
| 2023 | $49,164.00 (+1.51%) Homeowner's exemption | $4,682,053 Land $3,208,835 Building $1,473,218 |
| 2022 | $48,433.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.1% of the US · above 89% of California |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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