21057 Sutherland Dam Rd, Ramona, CA 92065 Property Records

San Diego County property record for 21057 Sutherland Dam Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,632 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,201,000 (Mar 2026)
Tax Bill	$6,851 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-130-35-00`

Property Details

APN / Parcel Number

Primary APN	`246-130-35-00`
Alternative APN	`2461303200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	217,800 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2461303200
Street Address	21057 SUTHERLAND DAM RD
City	RAMONA
State	CA
Zip	92065-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	SEC 33-12-2E NWQ E H OF S H OF N H OF NWQ OF
Legal Range	02E
Legal Township	12
Legal Section	33
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2003
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2026	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Mar 27, 2026	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jun 7, 2000 · Amount on Record
Deed Document Number	202685002
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000113350
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422

Mortgage

Document Number	0000397054
Date	Oct 12, 2022
Instrument	2022-0397054

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2026
Property Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422
Document Number	0000085002
Instrument Date	Mar 11, 2026
Instrument	2026-0085002
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422

Mortgage

Document Number	0000085003
Date	Mar 27, 2026
Instrument	2026-0085003

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2026
Property Address	21057 SUTHERLAND DAM RD, RAMONA, CA 92065-5422
Document Number	0000085001
Instrument Date	Oct 9, 2025
Instrument	2026-0085001
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,201 (+2%) Land $197,638 Building $473,563
2025	$6,851.00 (+2.12%) Homeowner's exemption	$658,041 (+4.04%) Land $193,763 Building $464,278
2024	$6,709.00 (+1.9%)
2023	$6,584.00 (+9.57%) Homeowner's exemption	$632,490 Land $186,240 Building $446,250
2022	$6,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.5% of the US · above 96% of California
Wildfire Likelihood	5% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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