Pine County property record for 20705 Rutledge Rd, Finlayson, MN 55735
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,812 sqft · built 2017 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Oct 2025) |
| Tax Bill | $4,325 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0214.000 |
| Primary APN | 05.0214.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 720 sqft |
| Basement Area | 1,740 sqft |
| Finished Basement | 1,740 sqft |
| Utility Area | 1 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 3,360 sqft |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Porch | Patio |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 20705 RUTLEDGE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-044 RANGE-021 40.00 AC SOUTHEAST 1/4 OF SOUTHEAST 1/4 MICRO #454648,484634 SOUTHEAST 1/4 MICRO #454648,484634 |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 25 |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 950200 |
20705 Rutledge Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Pine County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20705 RUTLEDGE RD, FINLAYSON, MN 55735-4463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on File |
| Deed Sale | Oct 6, 2025 · Amount on File |
| Deed Document Number | 2025590295 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20705 Rutledge Rd was $4,325 with a homeowner's exemption.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,200 Land $132,200 Building $471,000 | $603,200 Land $132,200 Building $471,000 | |
| 2025 | $4,325.00 | ||
| 2023 | $3,724.00 Homeowner's exemption | $495,800 Land $111,200 Building $384,600 | $495,800 Land $111,200 Building $384,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20705 Rutledge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20705 Rutledge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
4G LTE (outdoors only), no 5G reported
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