Pine County property record for 19875 Rutledge Rd, Finlayson, MN 55735
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 988 sqft · built 1950 |
| Lot Size | 37 acres (1,611,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jul 2023) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.0213.001 |
| Primary APN | 05.0213.001 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,303 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 1,611,720 sqft (37 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 19875 RUTLEDGE RD |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-25 TWP-044 RANGE-021 37.00 AC EAST 1/2 OF SOUTHWEST 1/4 LYING SOUTH & EAST OF BROKEN BOW CREEK MICRO |
| Legal Range | 021 |
| Legal Township | 044 |
| Legal Section | 25 |
| Legal Subdivision | BROKEN BOW CREEK |
| Jurisdiction | PINE MN |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9546 CRASS RD, TOMAHAWK, WI 54487 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · Line of Credit SECURITY STATE BANK MARINE |
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 2023576785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 19875 RUTLEDGE RD, FINLAYSON, MN 55735-4509 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000576786 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 576786 |
| Name | SECURITY STATE BANK MARINE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 10, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 19875 RUTLEDGE RD, FINLAYSON, MN 55735-4509 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000575853 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 575853 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 25, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Bremen Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,000 (+4.34%) Land $113,200 Building $153,800 | $267,000 (+4.34%) Land $113,200 Building $153,800 | |
| 2025 | $1,872.00 (+20.31%) | $255,900 (+12.43%) Land $109,500 Building $146,400 | $255,900 (+12.43%) Land $109,500 Building $146,400 |
| 2023 | $1,556.00 Homeowner's exemption | $227,600 Land $100,900 Building $126,700 | $227,600 Land $100,900 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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