20670 Harris Loop, Elkmont, AL 35620 Property Records

Limestone County property record for 20670 Harris Loop, Elkmont, AL 35620 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 2003
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0605210000007000`

Property Details

APN / Parcel Number

Primary APN	`0605210000007000`
Alternative APNs	`10600980` `26892`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)
Garage Type	Mixed
Garage Area	1,544 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Open Porch
Porch Area	1,063 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10600980
Street Address	20670 HARRIS LOOP
City	ELKMONT
State	AL
Zip	35620-7328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF SE/4 NW SEC 21 2 5 W 186 POB W 470 S 650 E 470 N 650 POB
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1025
Census Tract	20403

Owner

Source: Limestone County records · APN 0605210000007000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 08, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 21, 2023	Correction Deed
Jun 01, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF FRANKEWING
Apr 22, 2021	Survivorship Deed, Transfer · VA Mortgage SYNOVUS BANK
Mar 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 01, 2023 · Amount on Record
Deed Document Number	0202577264
Deed Book / Page	2025 / 77264
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Sep 23, 2025
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Document Number	2025/77264
Book / Page	2025 / 77264
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Oct 08, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22683 PIN OAK DR, ATHENS, AL 35613-6067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328

Mortgage

Document Number	2025077267
Date	Sep 23, 2025
Instrument	2025/077267

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2025/77267
Date	Sep 23, 2025
Book Page	2025/77267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Transaction Type	Mortgage
Record Updated	Jul 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/6823
Date	Feb 08, 2018
Book Page	2018/6823

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2049

Interest

Rate Type	Fixed Rate

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 21, 2023
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Document Number	2023/41226
Book / Page	2023 / 41226
Instrument Date	Jun 06, 2023
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 H SMITH RD, EVA, AL 35621-8803

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 01, 2023
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Document Number	2023/35971
Book / Page	2023 / 35971
Instrument Date	May 26, 2023
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 H SMITH RD, EVA, AL 35621-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328

Mortgage

Document Number	2023035974
Date	Jun 01, 2023
Instrument	2023/035974

Lender

Name	BANK OF FRANKEWING
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LIMESTONE AL
Recording Date	Apr 22, 2021
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Document Number	2021/46659
Book / Page	2021 / 46659
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 SHAW ST, ATHENS, AL 35611-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328

Mortgage

Document Number	202104666220210466
Date	Apr 22, 2021
Instrument	2021/04666220210466

Lender

Name	SYNOVUS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Mar 11, 2021
Property Address	20670 HARRIS LOOP, ELKMONT, AL 35620-7328
Document Number	2021/29350
Book / Page	2021 / 29350
Map Reference	MB G PG 149
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 BOX ST, ATHENS, AL 35611-3602

Tax Assessment & Valuation

Source: Limestone County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+9.8%) Homeowner's exemption	$45,200 (+6.96%)	$535,400 (+8.16%) Land $101,300 Building $434,100
2024	$1,214.00 (+1.25%) Homeowner's exemption	$42,260 (+3.73%)	$495,000 (+3.17%) Land $91,000 Building $404,000
2023	$1,199.00 (+26.74%) Homeowner's exemption	$40,740 (+26.13%)	$479,800 (+33.43%) Land $91,000 Building $388,800
2022	$946.00 Homeowner's exemption	$32,300	$359,600 Land $50,500 Building $309,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Limestone County (01083C), updated October 29, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010830204031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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