20703 Riley Copper Dr, Cypress, TX 77433 Property Records

Harris County property record for 20703 Riley Copper Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 2018
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$239,400 (May 2026)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-079-001-0001`

Property Details

APN / Parcel Number

Primary APN	`139-079-001-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,599 sqft (0.152 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390790010001
Street Address	20703 RILEY COPPER DR
City	CYPRESS
State	TX
Zip	77433-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 CANYON LAKES WEST SEC 12
Legal Subdivision	CANYON LAKES WEST SEC 12
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	543005

Owner

20703 Riley Copper Dr is owned by two individuals who bought it in May 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19114 S FRIO RIVER CIR, CYPRESS, TX 77433-0021
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · Conventional Mortgage BP FEDERAL CREDIT UNION
Oct 30, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ADVISA MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2026212463
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	May 29, 2026
Property Address	20703 RILEY COPPER DR, CYPRESS, TX 77433-7091
Document Number	0000212463
Instrument Date	May 28, 2026
Instrument	2026212463
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19114 S FRIO RIVER CIR, CYPRESS, TX 77433-0021

Mortgage

Document Number	0000212464,
Date	May 29, 2026
Instrument	2026212464

Lender

Name	BP FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 30, 2018
Property Address	20703 RILEY COPPER DR, CYPRESS, TX 77433-7091
Document Number	0000494819
Map Reference	PL 682487
Instrument Date	Oct 29, 2018
Instrument	2018-494819
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2022
Title Company	EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 DALLAS PKWY STE 300, 15725, ADDISON, TX 75001-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20703 RILEY COPPER DR, CYPRESS, TX 77433-7091

Mortgage

Document Number	0000494820
Date	Oct 30, 2018
Instrument	2018-494820

Lender

Name	ADVISA MORTGAGE SERVICES LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20703 Riley Copper Dr was $6,799, down 2.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,561 (-2.1%) Land $91,858 Building $272,703	$364,561 (-2.1%) Land $91,858 Building $272,703
2025	$6,799.00 (-2.54%) Homeowner's exemption	$372,375 Land $91,858 Building $280,517	$372,375 Land $91,858 Building $280,517
2024	$6,976.00
2023		$392,128 Land $79,993 Building $312,135	$392,128 Land $79,993 Building $312,135
2022	$1,856.00
2020	$1,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20703 Riley Copper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20703 Riley Copper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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