20702 Riley Copper Dr, Cypress, TX 77433 Property Records

Harris County property record for 20702 Riley Copper Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,115 sqft · built 2017
Lot Size	0.15 acres (6,516 sqft)
Owner	2 Individual Names on File
Last Sale	$367,100 (Jun 2019)
Tax Bill	$8,270 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-079-001-0007`

Property Details

APN / Parcel Number

Primary APN	`139-079-001-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,115 sqft Living Area
1st Floor Area	1,837 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,516 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390790010007
Street Address	20702 RILEY COPPER DR
City	CYPRESS
State	TX
Zip	77433-7090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 1 CANYON LAKES WEST SEC 12
Legal Subdivision	CANYON LAKES WEST SEC 12
Legal Block	1
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	543005

Owner

20702 Riley Copper Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20702 RILEY COPPER DR, CYPRESS, TX 77433-7090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Loan Modification, Mortgage WELLS FARGO BK
Jun 21, 2019	Warranty Deed, Transfer · VA Mortgage ADVISA MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2019265280
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20702 RILEY COPPER DR, CYPRESS, TX 77433-7090
Document Number	0000027540
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20702 RILEY COPPER DR CYPRESS TX 774337090, CYPRESS, TX 77433-7090

Mortgage

Document Number	0000027540
Date	Jan 19, 2021
Instrument	27540

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jan 18, 2049

Interest

Rate	3.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 21, 2019
Property Address	20702 RILEY COPPER DR, CYPRESS, TX 77433-7090
Document Number	0000265280
Instrument Date	Jun 21, 2019
Instrument	265280
Transaction Type	Transfer
Record Updated	May 6, 2021
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20702 RILEY COPPER DR CYPRESS TX 774337090, CYPRESS, TX 77433-7090

Mortgage

Document Number	265281
Date	Jun 21, 2019
Instrument	265281

Lender

Name	ADVISA MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20702 Riley Copper Dr was $8,270 with exemptions applied, up 208.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,497 (-1.38%) Land $91,485 Building $355,012	$446,497 (-1.38%) Land $91,485 Building $355,012
2025	$8,270.00 (+208.7%) Homeowner's exemption Veteran's exemption	$452,735 Land $91,485 Building $361,250	$452,735 Land $91,485 Building $361,250
2024	$2,679.00
2023		$486,139 Land $79,668 Building $406,471	$486,139 Land $79,668 Building $406,471
2022	$2,305.00
2020	$2,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20702 Riley Copper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20702 Riley Copper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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