2070 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2070 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,979 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2020)
Tax Bill	$1,001 (2023)
Deeds & Mortgages	Apr 2020 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`266-00-00-041`

Property Details

APN / Parcel Number

Primary APN	`266-00-00-041`
Alternative APNs	`0266 00 00 0410` `47350`

Interior

Stories	2 Stories
Building Area	2,979 sqft Gross Area

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	47350
Old Parcel Number	0266 00 00 0410
Street Address	2070 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRD-1
Legal Description	1876-54 LOT 1
Legal Subdivision	WHISPER FALLS SUB PH I
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2070 RIDGEWAY RD, LUGOFF, SC 29078-8828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Grant Deed, Transfer NOT AVAILABLE
Apr 2, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	0004198139
Deed Book / Page	4198 / 139
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 2, 2020
Property Address	2070 RIDGEWAY RD, LUGOFF, SC 29078-8828
Document Number	0000002928
Book / Page	004198 / 000139
Instrument Date	Apr 2, 2020
Instrument	2928
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1460 LAKE RD RIDGEWAY SC 291309665, RIDGEWAY, SC 29130-9665

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 2, 2020
Property Address	2070 RIDGEWAY RD, LUGOFF, SC 29078-8828
Document Number	0000002929
Book / Page	004198 / 000142
Instrument Date	Apr 2, 2020
Instrument	2929
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$992.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2070 RIDGEWAY RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	2930
Date	Apr 2, 2020
Book Page	004198/000145
Instrument	2930

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,400 (-) Land $30,000 Building $238,400	$268,400 (-)
2023	$1,001.00	$268,400 Land $30,000 Building $238,400	$268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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