2070 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 2070 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,196 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2025)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0029`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0029`
Alternative APNs	`131259` `94110` `61985`

Interior

Stories	1 Story
Building Area	1,196 sqft Living Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	61985
Street Address	2070 JD CIR
City	BEREA
State	KY
Zip	40403-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 29
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	29
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1024 QUINCY CT, BEREA, KY 40403-8767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	2014259941
Deed Book / Page	D867 / 391
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2070 JD CIR, BEREA, KY 40403-9187
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2110/743
Date	Nov 17, 2021
Book Page	M2110/743
Instrument	2014064344

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 12, 2025
Property Address	2070 JD CIR, BEREA, KY 40403-9187
Document Number	00D867/391
Book / Page	D867 / 391
Map Reference	CAB 13 PG 194
Instrument Date	May 5, 2025
Instrument	2014259941
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 MAYDE RD, BEREA, KY 40403-8676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 QUINCY CT, BEREA, KY 40403-8767
Investor	Possibly a Property Investor

Mortgage

Document Number	2014259942
Date	May 12, 2025
Instrument	2014259942

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+15.4%) Additional exemption filed	$190,000 (+18.75%)	$190,000 (+18.75%)
2023	$1,552.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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