2050 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 2050 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,742 sqft
Owner	Individual Name on Record
Last Sale	$176,000 (Jan 2021)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0024`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0024`
Alternative APNs	`101592` `138833` `68867`

Interior

Stories	2 Stories
Building Area	1,742 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	68867
Street Address	2050 JD CIR
City	BEREA
State	KY
Zip	40403-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 24
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	24
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2050 JD CIR, BEREA, KY 40403-9187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
Mar 1, 2019	Deed, Transfer · Conventional Mortgage WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2014028249
Deed Book / Page	D800 / 296
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 27, 2021
Property Address	2050 JD CIR, BEREA, KY 40403-9187
Document Number	00D800/296
Book / Page	D800 / 296
Map Reference	MB 13 PG 194
Instrument Date	Jan 20, 2021
Instrument	2014028249
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 869, CERRILLOS, NM 87010-0869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 JD CIR, BEREA, KY 40403-9187

Mortgage

Document Number	2014028250
Date	Jan 27, 2021
Instrument	2014028250

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 1, 2019
Property Address	2050 JD CIR, BEREA, KY 40403-9187
Document Number	D00770/484
Book / Page	D00770 / 484
Map Reference	MB 13 PG 194
Instrument Date	Feb 26, 2019
Instrument	2013988987
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3048 RANSOM WAY, 3048, RICHMOND, KY 40475-7579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 JD CIR, BEREA, KY 40403-9187

Mortgage

Document Number	2013988988
Date	Mar 1, 2019
Instrument	2013988988

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (+0.53%) Additional exemption filed	$182,000 (+3.41%)	$182,000 (+3.41%)
2023	$1,707.00	$176,000	$176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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