207 Whisper Ridge Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 207 Whisper Ridge Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,404 sqft · built 2023
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$5,376 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R623863`

Property Details

APN / Parcel Number

Primary APN	`R623863`
Alternative APNs	`07-3835-36-4-22-13-0000` `0000505128`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	956 sqft
2nd Floor Area	448 sqft
Basement Area	956 sqft
Finished Basement	956 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	0000505128
Street Address	207 WHISPER RIDGE DR
City	BIGFORK
State	MT
Zip	59911-3786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER RIDGE, S36, T27 N, R20 W, LOT 31, ACRES 0.1, ASSR#0000505128
Legal Range	20W
Legal Township	27N
Legal Section	36
Legal Subdivision	WHISPER RIDGE
Legal Lot Number	31
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2003
Census Tract	1304

Owner

207 Whisper Ridge Dr is owned by an individual who acquired it in July 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 10312, KALISPELL, MT 59904-3312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRAILWEST BANK
Jul 26, 2019	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019
Deed Sale	Jul 26, 2019
Deed Document Number	201915360
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	207 WHISPER RIDGE DR, BIGFORK, MT 59911-3786
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 OSBORN AVE, BIGFORK, MT 59911-3638

Mortgage

Document Number	202300016117
Date	Sep 11, 2023
Instrument	202300016117

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 26, 2019
Property Address	207 WHISPER RIDGE DR, BIGFORK, MT 59911-3786
Document Number	201900015360
Instrument Date	Jul 16, 2019
Instrument	201900015360
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10312, KALISPELL, MT 59904-3312

Tax Assessment & Valuation

The 2026 property tax bill for 207 Whisper Ridge Dr was $5,376, up 100.5% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,376.00 (+100.52%)	$713,600 (-)
2025	$2,681.00	$713,600	$713,600 Land $91,939 Building $621,661
2023	$589.00	$78,856	$78,856 Land $78,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Whisper Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Whisper Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

Nearby Properties on Whisper Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures