191 Whisper Ridge Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 191 Whisper Ridge Dr, Bigfork, MT 59911 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,428 sqft · built 2013
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on File
Tax Bill	$4,257 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R623859`

Property Details

APN / Parcel Number

Primary APN	`R623859`
Alternative APNs	`07-3835-36-4-22-09-0000` `0000505132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	724 sqft
2nd Floor Area	704 sqft
Basement Area	724 sqft
Finished Basement	724 sqft

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,659 sqft (0.083 acres)
View / Lot	Waterfront / Beach
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000505132
Street Address	191 WHISPER RIDGE DR
City	BIGFORK
State	MT
Zip	59911-3777
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WHISPER RIDGE, S36, T27 N, R20 W, LOT 33B, ACRES 0.084, ASSR#0000505132
Legal Subdivision	WHISPER RIDGE
Legal Lot Number	33B
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2003
Census Tract	1304

Owner

Source: Flathead County records · APN R623859

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3245 MCMASTERS RD, BILLINGS, MT 59101-9412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2018
Deed Sale	Oct 10, 2018
Prior Sale	Apr 18, 2012
Deed Document Number	201800025107
Record Updated	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	191 WHISPER RIDGE DR, BIGFORK, MT 59911-3777
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009814
Date	Apr 17, 2020
Instrument	202000009814

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 10, 2018
Property Address	191 WHISPER RIDGE DR, BIGFORK, MT 59911-3777
Document Number	201800025107
Instrument Date	Oct 09, 2018
Instrument	201800025107
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 ME MASTERS RD, BILLINGS, MT 59101

Mortgage

Document Number	201800025108
Date	Oct 10, 2018
Instrument	201800025108

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,257.00	$570,000	$570,000 Land $78,159 Building $491,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Montana
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, CommunityTel. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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