207 Union Ave, Dowell, IL 62927 Property Records

Jackson County property record for 207 Union Ave, Dowell, IL 62927

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,480 sqft · built 1944
Lot Size	0.302 acres (13,140 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2007)
Tax Bill	$646 (2024)
Deeds & Mortgages	Oct 2023 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-330-004`

Property Details

APN / Parcel Number

Primary APN	`05-05-330-004`
Alternative APN	`05-05-330-004-0040`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft
Basement Area	1,480 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,140 sqft (0.302 acres)
Lot Dimensions	200 ft deep x 65.7 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	207 UNION AVE
City	DOWELL
State	IL
Zip	62927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWELL'S 1ST ADDITION CENTER 1/3 LOT A 2007/3211 2023R000391 LOT SIZE 65.66 X 200
Legal Subdivision	FIRST ADDITON
Legal Lot Number	A
Jurisdiction	JACKSON IL
Township / Civil Division	ELK
Census Block Group	1
Census Block	1044
Census Tract	10200

Owner

Source: Jackson County records · APN 05-05-330-004

Assessment roll updated August 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 UNION AVE, DOWELL, IL 62927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage MURPHY WALL STATE BANK & TRUST COMPANY
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage MURPHY WALL STATE BANK AND TRUST COMPANY
Jan 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MURPHY WALL STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2007 · Amount on Record
Deed Sale	Feb 01, 2007 · Amount on Record
Deed Document Number	2007361904
Deed Book / Page	2007 / 3211
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	207 UNION AVE, DOWELL, IL 62927
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004491
Date	Oct 26, 2023
Instrument	2023R004491

Lender

Name	MURPHY WALL STATE BANK & TRUST COMPANY
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	207 UNION AVE, DOWELL, IL 62927
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002240
Date	May 30, 2023
Instrument	2023R002240

Lender

Name	MURPHY WALL STATE BANK AND TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Jan 30, 2023
Property Address	207 UNION AVE, DOWELL, IL 62927
Document Number	0000000391
Instrument Date	Dec 16, 2022
Instrument	2023R000391
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 UNION AVE, DOWELL, IL 62927

Mortgage

Document Number	0000000392
Date	Jan 30, 2023
Instrument	2023R000392

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Elk Township
Municipality	Dowell Village
Unified School District	Elverado Community Unit School District 196 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,594 (+9.67%) Land $2,913 Building $12,681	$46,782 (+9.67%) Land $8,739 Building $38,043
2024	$646.00 (-62.22%)	$14,219 (-27.03%) Land $2,656 Building $11,563	$42,657 (-27.03%) Land $7,968 Building $34,689
2022	$1,710.00	$19,485 Land $2,142 Building $17,343	$58,455 Land $6,426 Building $52,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1993–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2011 · 3 claims Severe Storms, Flooding, And Tornadoes, May 2009 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
ProTek Communications Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: Blip Networks, Delta Communications, Verizon, Wisper ISP.

Based on FCC filings for 80 locations within half a mile of this property.

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