Jackson County property record for 109 Union Ave, Dowell, IL 62927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,368 sqft · built 1914 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,881 (2022) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-330-006 |
| Primary APN | 05-05-330-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,243 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 109 UNION AVE |
|---|---|
| City | DOWELL |
| State | IL |
| Zip | 62927-0298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOWELL'S 1ST ADDITION 100 X 200 WEST SIDE B 2002/42665 & 42669 2002/10891 02-P-06 |
| Legal Subdivision | DOWELLS 1ST ADD |
| Jurisdiction | JACKSON IL |
| Township / Civil Division | ELK |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10200 |
Source: Jackson County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 100, DOWELL, IL 62927-0100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DU QUOIN STATE BANK |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DU QUOIN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IL |
| Property Address | 109 UNION AVE, DOWELL, IL 62927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006278 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021R006278 |
| Name | DU QUOIN STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IL |
| Property Address | 109 UNION AVE, DOWELL, IL 62927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006279 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021R006279 |
| Name | DU QUOIN STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
Source: Jackson County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jackson County |
| County Subdivision | Elk Township |
| Municipality | Dowell Village |
| Unified School District | Elverado Community Unit School District 196 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $29,139 (+36.02%) Land $3,703 Building $25,436 | $87,417 (+36.02%) Land $11,109 Building $76,308 |
| 2022 | $1,881.00 | $21,423 Land $2,723 Building $18,700 | $64,269 Land $8,169 Building $56,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1993–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ProTek Communications Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: BLIP Networks, ClearWave, Verizon, Wisper ISP.
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