207 Summit St, Hightstown, NJ 08520 Property Records

Mercer County and Hightstown Borough property record for 207 Summit St, Hightstown, NJ 08520

Property Summary

Property Type	Single Family Home
Details	2,342 sqft · built 1930
Lot Size	0.153 acres (6,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (May 1995)
Tax Bill	$12,328 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00045-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00045-0000-00007`
Alternative APN	`040004500007`

Interior

Stories	2 Stories
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,673 sqft (0.153 acres)
Lot Dimensions	139 ft deep x 48 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	207 SUMMIT ST
City	HIGHTSTOWN
State	NJ
Zip	08520-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	45
Legal Lot Number	7
Jurisdiction	MERCER NJ
Township / Civil Division	HIGHTSTOWN
Census Block Group	2
Census Block	2017
Census Tract	4403

Owner

Source: Mercer County and Hightstown Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK/OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 1995 · Amount on Record
Deed Sale	May 2, 1995 · Amount on Record
Deed Book / Page	2933 / 277
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	207 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222

Mortgage

Document Number	0000005844
Date	Feb 22, 2024
Book Page	11860/697
Instrument	2024005844

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	207 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222
Document Number	0000021283
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUMMIT ST HIGHTSTOWN NJ 085204222, HIGHTSTOWN, NJ 08520-4222

Mortgage

Document Number	0000021283
Date	May 23, 2018
Book Page	011344/000131
Instrument	21283

Lender

Name	PNC BK/OH
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mercer County and Hightstown Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Hightstown Borough
Unified School District	East Windsor Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,300 (-) Land $67,800 Building $173,500	$241,300 (-) Land $67,800 Building $173,500
2025	$12,328.00 (+4.21%)	$241,300 (-) Land $67,800 Building $173,500	$241,300 (-) Land $67,800 Building $173,500
2024	$11,830.00 (+4.65%)
2023		$241,300 Land $67,800 Building $173,500	$241,300 Land $67,800 Building $173,500
2022	$11,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHTSTOWN WATER DEPARTMENT serves 5,400 people · EPA ID NJ1104001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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