203 Summit St, Hightstown, NJ 08520 Property Records

Mercer County and Hightstown Borough property record for 203 Summit St, Hightstown, NJ 08520

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1920
Lot Size	0.146 acres (6,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Oct 2024)
Tax Bill	$11,485 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00045-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`04-00045-0000-00009`
Alternative APN	`040004500009`

Interior

Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,351 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	203 SUMMIT ST
City	HIGHTSTOWN
State	NJ
Zip	08520-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	45
Legal Lot Number	9
Jurisdiction	MERCER NJ
Township / Civil Division	HIGHTSTOWN
Census Block Group	2
Census Block	2017
Census Tract	4403

Owner

Source: Mercer County and Hightstown Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202436796
Deed Book / Page	6572 / 734
Prior Transfer Date	Jun 24, 2024
Prior Transfer Doc	0000027957
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 13, 2020
Property Address	203 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222
Document Number	0000045864
Book / Page	6417 / 1286
Instrument Date	Aug 18, 2020
Instrument	2020045864
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	TITLE AUTHORITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4250 SE 17TH ST, 4250, OCALA, FL 34471-4906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMIT ST, HIGHTSTOWN, NJ 08520-4222

Mortgage

Document Number	0000045865
Date	Oct 13, 2020
Instrument	2020045865

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Mercer County and Hightstown Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Hightstown Borough
Unified School District	East Windsor Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,800 (-) Land $66,800 Building $158,000	$224,800 (-) Land $66,800 Building $158,000
2025	$11,485.00 (+11.23%)	$224,800 (+6.74%) Land $66,800 Building $158,000	$224,800 (+6.74%) Land $66,800 Building $158,000
2024	$10,325.00 (+4.65%)
2023		$210,600 Land $66,800 Building $143,800	$210,600 Land $66,800 Building $143,800
2022	$9,866.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHTSTOWN WATER DEPARTMENT serves 5,400 people · EPA ID NJ1104001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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