207 Summershade Ct, Asheville, NC 28806 Property Records

Buncombe County property record for 207 Summershade Ct, Asheville, NC 28806

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,317 sqft · built 1998
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`9616-99-7072-00000`

Property Details

APN / Parcel Number

Primary APN	`9616-99-7072-00000`
Alternative APN	`961602997073000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,317 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	1,390 sqft
2nd Floor Area	927 sqft
Basement Area	3,335 sqft
Unfinished Basement	3,335 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Deck Area	187 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	961602997073000
Street Address	207 SUMMERSHADE CT
City	ASHEVILLE
State	NC
Zip	28806-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 03/14/2000 DEE
Legal Description	DEED DATE: 03/14/2000 DEED: 2247-0041 SUBDIV: GASTON MOUNTAIN BLOCK: LOT: 11 SECTION: PLAT: 0062-0199
Legal Subdivision	GASTON MOUNTAIN
Legal Lot Number	11
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	2
Census Block	2002
Census Tract	2305

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	207 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 12, 2020	Loan Modification, Mortgage · Conventional Mortgage 1ST SIGNATURE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2000
Deed Sale	Mar 14, 2000
Prior Sale	Mar 23, 1998 · Amount on Record
Deed Document Number	0000224741
Deed Book / Page	2014 / 352
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	207 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060330817
Date	Mar 11, 2021
Book Page	6033/817

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	207 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Document Number	0058721523
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 SUMMER ST SWANNANOA NC 287782546, SWANNANOA, NC 28778-2546

Mortgage

Document Number	0058721523
Date	Mar 9, 2020
Book Page	005872/001523

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+10.31%)	$428,700 (-)
2023	$2,649.00	$428,700	$428,700 (-) Land $74,200 Building $354,500
2021			$428,700 Land $74,200 Building $354,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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