203 Summershade Ct, Asheville, NC 28806 Property Records

Buncombe County property record for 203 Summershade Ct, Asheville, NC 28806

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,630 sqft · built 2001
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Feb 2016)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9616-98-9985-00000`

Property Details

APN / Parcel Number

Primary APN	`9616-98-9985-00000`
Alternative APN	`961602989911000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	4,060 sqft
1st Floor Area	2,068 sqft
2nd Floor Area	1,200 sqft
Basement Area	1,622 sqft
Finished Basement	638 sqft
Unfinished Basement	984 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	184 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	961602989911000
Street Address	203 SUMMERSHADE CT
City	ASHEVILLE
State	NC
Zip	28806-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:02/01/2016 DEED
Legal Description	DEED DATE:02/01/2016 DEED:5393-1365 SUBDIV:GASTON MOUNTAIN LOT:10 PLAT:0062-0199
Legal Subdivision	GASTON MOUNTAIN
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	2
Census Block	2002
Census Tract	2305

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	203 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRST & PEOPLES B&T CO
Jun 15, 2020	Deed of Trust, Mortgage INCREDIBLEBANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage INCREDIBLEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2016 · Amount on Record
Deed Sale	Feb 1, 2016 · Amount on Record
Prior Sale	Dec 31, 2007 · Amount on Record
Deed Document Number	0053931365
Deed Book / Page	5393 / 1365
Record Updated	Jun 7, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	203 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534

Mortgage

Document Number	0057791002
Date	Jun 12, 2019
Book Page	5779/1002

Lender

Name	FIRST & PEOPLES B&T CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	203 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Document Number	0059101006
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMERSHADE CT ASHEVILLE NC 288068534, ASHEVILLE, NC 28806-8534

Mortgage

Document Number	0059101006
Date	Jun 17, 2020
Book Page	005910/001006

Lender

Name	INCREDIBLEBANK
Address	327 N 17TH AVE, WAUSAU, WI 54401-4285

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	203 SUMMERSHADE CT, ASHEVILLE, NC 28806-8534
Document Number	0059101024
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SUMMERSHADE CT ASHEVILLE NC 288068534, ASHEVILLE, NC 28806-8534

Mortgage

Document Number	0059101024
Date	Jun 17, 2020
Book Page	005910/001024

Lender

Name	INCREDIBLEBANK
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+10.3%)	$509,300 (-)
2023	$3,147.00	$509,300	$509,300 (-) Land $73,200 Building $436,100
2021			$509,300 Land $73,200 Building $436,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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