207 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 207 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,478 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2019)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010200124`

Property Details

APN / Parcel Number

Primary APN	`T010200124`
Alternative APN	`4-0011-8567-00-0035.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,074 sqft
Basement Area	802 sqft
Finished Basement	602 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200124
Street Address	207 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #4 LOT 35
Legal Subdivision	SUMMER BROOK #4
Legal Lot Number	35
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 1, 2017	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2019267950
Deed Book / Page	7083 / 1204
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 4, 2019
Property Address	207 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0070831204
Book / Page	007083 / 001204
Instrument Date	May 31, 2019
Instrument	267950
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ATG

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PSC 561 BOX 7918 FPO AP 963100080, FPO, AP 96310-0080

Mortgage

Document Number	70831217
Date	Jun 4, 2019
Book Page	007083/001217
Instrument	267980

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 1, 2017
Property Address	207 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0067052160
Book / Page	6705 / 2160
Map Reference	MB 37 PG 148
Instrument Date	Feb 23, 2017
Instrument	20170301000125660
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 SPLIT RAIL DR, 207, WENTZVILLE, MO 63385-5566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566

Mortgage

Document Number	20170301000125670
Date	Mar 1, 2017
Instrument	20170301000125670

Lender

Name	MICHIGAN MUTUAL INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,401 (-)	$333,692 (-) Land $50,000 Building $283,692
2025	$4,264.00	$63,401 (+14.34%)	$333,692 (+14.34%) Land $50,000 Building $283,692
2023		$55,450
2022			$291,841 Land $40,000 Building $251,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Gateway Fiber, T-Mobile.

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