206 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 206 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,823 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2026)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T010200125`

Property Details

APN / Parcel Number

Primary APN	`T010200125`
Alternative APN	`4-0011-8567-00-0108.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,823 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,162 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200125
Street Address	206 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #4 LOT 108
Legal Subdivision	SUMMER BROOK #4
Legal Lot Number	108
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

Source: St. Charles County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 BEAR CLAW DR, WENTZVILLE, MO 63385-3529
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Special Warranty Deed, Transfer
Nov 6, 2025	Trustee's Deed, Foreclosure
Nov 9, 2016	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	20262017
Prior Transfer Date	Nov 5, 2025
Prior Transfer Doc	0000049871
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 14, 2026
Property Address	206 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0000002017
Map Reference	MB 37 PG 148
Instrument Date	Dec 11, 2025
Instrument	2026R-002017
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 LIVINGSTON AVE, SAINT PAUL, MN 55107-2292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BEAR CLAW DR, WENTZVILLE, MO 63385-3529

November 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 6, 2025
Property Address	206 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0000049871
Map Reference	MB 37 PG 148
Instrument Date	Nov 5, 2025
Instrument	2025R-049871
Transaction Type	Foreclosure
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	206 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0067640410
Book / Page	006764 / 000410
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	206 SPLIT RAIL DR WENTZVILLE MO 633855565, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0067640410
Date	Jun 23, 2017
Book Page	006764/000410
Instrument	385570

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jun 22, 2056

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,099 (-)	$253,151 (-) Land $50,000 Building $203,151
2025	$3,235.00	$48,099 (+12.28%)	$253,151 (+12.28%) Building $253,151
2023		$42,840
2022			$225,474 Land $40,000 Building $185,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Gateway Fiber, T-Mobile.

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