207 Smith St, Derby, CT 06418 Property Records

Derby City property record for 207 Smith St, Derby, CT 06418

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,456 sqft · built 1948
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Dec 2021)
Tax Bill	$8,044 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:8 B:9 L:48`

Property Details

APN / Parcel Number

Primary APN	`DERB M:8 B:9 L:48`
Alternative APNs	`002992` `8798` `2992`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	3,456 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	2992
Street Address	207 SMITH ST
City	DERBY
State	CT
Zip	06418-1285
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-5
Legal Block	9
Legal Lot Number	48
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2018
Census Tract	120200

Owner

Source: Derby City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 SMITH ST, DERBY, CT 06418-1285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 13, 2021	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Sep 2, 1994 · Amount on Record
Deed Document Number	20212475
Deed Book / Page	870 / 78
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	207 SMITH ST, DERBY, CT 06418-1285
Transaction Type	Mortgage
Record Updated	Sep 10, 2025
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000953-163
Date	Aug 18, 2025
Book Page	953/163
Instrument	955

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Dec 13, 2021
Property Address	207 SMITH ST, DERBY, CT 06418-1285
Document Number	0000870-78
Book / Page	870 / 78
Instrument Date	Dec 6, 2021
Instrument	2475
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002476
Date	Dec 13, 2021
Instrument	2476

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	207 SMITH ST, DERBY, CT 06418-1285
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	861-68
Date	Sep 22, 2021
Book Page	861/68
Instrument	1865

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,044.00	$186,200 (-) Land $31,930 Building $154,270	$266,000 Land $45,614 Building $220,386
2024	$8,044.00 (+11.92%)
2023	$7,187.00	$186,200 (-) Land $31,990 Building $154,210
2022	$7,187.00	$186,200 Land $31,990 Building $154,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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