193 Smith St, Derby, CT 06418 Property Records

Derby City property record for 193 Smith St, Derby, CT 06418

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,400 sqft · built 1932
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Nov 2024)
Tax Bill$5,809 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDERB M:8 B:9 L:51

Property Details

APN / Parcel Number

Primary APNDERB M:8 B:9 L:51
Alternative APNs
  • 000748
  • 6610
  • 748

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number748
Street Address193 SMITH ST
CityDERBY
StateCT
Zip06418-1244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Block9
Legal Lot Number51
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group2
Census Block2018
Census Tract120200

Owner

Source: Derby City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address193 SMITH ST, DERBY, CT 06418-1244
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleOct 6, 2005 · Amount on Record
Deed Document Number20241369
Deed Book / Page937 / 182
Record UpdatedSep 20, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDERBY CT
Recording DateNov 25, 2024
Property Address193 SMITH ST, DERBY, CT 06418-1244
Document Number000937-182
Book / Page937 / 182
Instrument DateNov 21, 2024
Instrument1369
Transaction TypeTransfer
Record UpdatedDec 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address193 SMITH ST, DERBY, CT 06418-1244
InvestorPossibly a Property Investor

Mortgage

Document Number0000001370
DateNov 25, 2024
Instrument1370
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Derby City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,809.00$134,470 (-) Land $31,670 Building $102,800$94,129 Land $22,169 Building $71,960
2024$5,809.00 (+11.91%)
2023$5,191.00$134,470 (-) Land $31,710 Building $102,760
2022$5,191.00$134,470 Land $31,710 Building $102,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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