207 Smith St, Alger, OH 45812 Property Records

Hardin County property record for 207 Smith St, Alger, OH 45812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1925
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Aug 2026)
Tax Bill	$740 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-430011.0000`

Property Details

APN / Parcel Number

Primary APN	`29-430011.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	1,224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	207 SMITH ST
City	ALGER
State	OH
Zip	45812-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STIMMELS 11
Legal Subdivision	STIMMELS
Jurisdiction	HARDIN OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4005
Census Tract	500

Owner

Source: Hardin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 SMITH ST, ALGER, OH 45812-8512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2019	Intrafamily Transfer, Transfer
Sep 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	20262556
Deed Book / Page	578 / 4206
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	00552/1681
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 20, 2026
Property Address	207 SMITH ST, ALGER, OH 45812-8512
Document Number	0000002556
Book / Page	578 / 4206
Instrument Date	Aug 20, 2026
Instrument	20262556
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	207 SMITH ST, ALGER, OH 45812-8512

Mortgage

Document Number	0000002557,
Date	Aug 20, 2026
Instrument	20262557

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Mar 7, 2019
Property Address	207 SMITH ST, ALGER, OH 45812-8512
Document Number	00552/1681
Book / Page	552 / 1681
Instrument Date	Nov 2, 2018
Instrument	201900000545
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 117, ALGER, OH 45812-0117

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 14, 2018
Property Address	207 SMITH ST, ALGER, OH 45812-8512
Document Number	00550/5864
Book / Page	550 / 5864
Instrument Date	Sep 14, 2018
Instrument	201800002897
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, ALGER, OH 45812-0117

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Alger Village
County	Hardin County
County Subdivision	Marion Township
Unified School District	Upper Scioto Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (-2.76%)	$17,950 (-) Land $1,000 Building $16,950
2024	$761.00 (-0.52%) Homeowner's exemption	$17,950 (-) Land $1,000 Building $16,950
2023	$765.00 (+15.38%) Homeowner's exemption	$17,950 (+25.7%) Land $1,000 Building $16,950	$51,290 (+25.71%) Land $2,860 Building $48,430
2022	$663.00 Homeowner's exemption	$14,280 Land $750 Building $13,530
2020			$40,800 Land $2,140 Building $38,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGER VILLAGE PWS serves 943 people · EPA ID OH3300112
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2025
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures