1703 Smith St, Alger, OH 45812 Property Records

Hardin County property record for 1703 Smith St, Alger, OH 45812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 1978
Lot Size	0.616 acres (26,833 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Aug 2017)
Tax Bill	$949 (2025)
Deeds & Mortgages	Apr 2023 Transfer Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-520011.0000`

Property Details

APN / Parcel Number

Primary APN	`28-520011.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	26,833 sqft (0.616 acres)
Terrain	Wet
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1703 SMITH ST
City	ALGER
State	OH
Zip	45812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW PT 7 HARRIMANS .616A PT VAC STREET
Legal Subdivision	HARRIMANS
Legal Tract	7
Jurisdiction	HARDIN OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4003
Census Tract	500

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1730 SMITH ST, ALGER, OH 45812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer
Aug 10, 2017	Survivorship Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Document Number	201790487
Deed Book / Page	546 / 1040
Last Transfer Date	Apr 5, 2023
Transfer Doc	00567/3708
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Apr 6, 2023
Property Address	1703 SMITH ST, ALGER, OH 45812
Document Number	00567/3708
Book / Page	567 / 3708
Instrument Date	Apr 5, 2023
Instrument	2023000921
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 SMITH ST, ALGER, OH 45812

August 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 10, 2017
Property Address	1703 SMITH ST, ALGER, OH 45812
Document Number	546/1040
Book / Page	546 / 1040
Instrument Date	Aug 3, 2017
Instrument	201700090487
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1703 SMITH ST, ALGER, OH 45812

Mortgage

Document Number	201700090488
Date	Aug 10, 2017
Instrument	201700090488

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Marion Township
Unified School District	Upper Scioto Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (-0.21%)	$26,780 (-) Land $4,100 Building $22,680
2024	$951.00 (-0.83%) Homeowner's exemption	$26,780 (-) Land $4,100 Building $22,680
2023	$959.00 (+8.12%) Homeowner's exemption	$26,780 (+18.08%) Land $4,100 Building $22,680	$76,510 (+18.07%) Land $11,710 Building $64,800
2022	$887.00 Homeowner's exemption	$22,680 Land $3,440 Building $19,240
2020			$64,800 Land $9,830 Building $54,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures