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207 Sea Ridge Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 207 Sea Ridge Rd, Aptos, CA 95003

Property Summary

Property TypeRestaurant
Details2,724 sqft · built 1967
Lot Size0.38 acres (16,553 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (Sep 1999)
Tax Bill$12,814 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN038-242-21

Property Details

APN / Parcel Number

Primary APN038-242-21
Alternative APN
  • 038-242-21-000

Interior

Stories1 Story
Building Area2,724 sqft Gross Area
1st Floor Area2,724 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address207 SEA RIDGE RD
CityAPTOS
StateCA
Zip95003-4325
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeC-1
Legal DescriptionMAP H7 973
Legal SubdivisionSEARIDGE
Legal Lot Number1,2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2008
Census Tract122100

Owner

207 Sea Ridge Rd, a commercial property, is held in a trust since February 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address450 MEADOWRIDGE RD, WATSONVILLE, CA 95076-0360
Owner TypeIndividual
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
WEST COAST COMMUNITY BANK
Feb 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 1999 · Amount on File
Deed SaleSep 29, 1999 · Amount on File
Deed Document Number199963693
Last Transfer DateFeb 14, 2020
Transfer Doc0000005988
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address207 SEA RIDGE RD, APTOS, CA 95003-4325
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 MEADOWRIDGE RD, CORRALITOS, CA 95076-0360

Mortgage

Document Number0000018667
DateSep 4, 2025
Instrument2025-0018667
Lender
NameWEST COAST COMMUNITY BANK
TypeBank
AddressSOQUEL, CA 95073
Agreement
TypeNon-Conforming Investor Loan
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 20, 2020
Property Address207 SEA RIDGE RD, APTOS, CA 95003-4325
Document Number0000005988
Instrument DateFeb 14, 2020
Instrument5988
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address450 MEADOWRIDGE RD CORRALITOS CA 950760360, CORRALITOS, CA 95076-0360

Tax Assessment & Valuation

The 2025 property tax bill for 207 Sea Ridge Rd was $12,814.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$642,772 (+2%) Land $431,129 Building $211,643
2025$12,814.00$630,169 Land $422,676 Building $207,493
2023$10,310.00 (+6.42%)$605,699 Land $406,263 Building $199,436
2022$9,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 207 Sea Ridge Rd in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Sea Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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