Santa Cruz County property record for 295 Sea Ridge Rd, Aptos, CA 95003
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 875 sqft · built 1980 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,139 (2025) |
| Deeds & Mortgages | Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-452-02 |
| Primary APN | 038-452-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 875 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 871 sqft (0.02 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 295 SEA RIDGE RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4325 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2.5 |
| Legal Subdivision | SEARIDGE |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 122100 |
295 Sea Ridge Rd, a condominium, is owned and occupied by an individual who acquired it in December 2017.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 SEA RIDGE RD, APTOS, CA 95003-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2017 |
| Transfer Doc | 0000043245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 20, 2017 |
| Property Address | 295 SEA RIDGE RD, APTOS, CA 95003-4325 |
| Document Number | 0000043245 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 43245 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 273 SEA RIDGE RD #D APTOS CA 950034362, D, APTOS, CA 95003-4362 |
The 2025 property tax bill for 295 Sea Ridge Rd was $4,139.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,055 (+2%) Land $146,434 Building $97,621 | ||
| 2025 | $4,139.00 | $239,269 Land $143,562 Building $95,707 | |
| 2023 | $3,675.00 (+3%) | $229,978 Land $137,988 Building $91,990 | $653,670 |
| 2022 | $3,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Sea Ridge Rd in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 57 (1978–2023) |
| Claims Outside the SFHA | 3 of 57 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Sea Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Verizon.
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