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207 Saddle Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 207 Saddle Dr, Fate, TX 75087 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,685 sqft Living Area
Lot Size21,649 sqft (0.497 acres)
OccupancyOwner Occupied
Last Sale$295,900 (2007)
Tax Bill$6,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN4803000F0023000R
Alternative APNs
  • R62423
  • 62423

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,685 sqft Living Area
Gross Area3,541 sqft Gross Area
1st Floor2,685 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,649 sqft (0.497 acres)
Depth X Width176 ft x 123 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area602 sqft Garage

Exterior Amenities

Pool Area512 sqft Pool
PorchCovered Porch
Porch Area460 sqft Porch
Storage Building120 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address207 SADDLE DR
CityFATE
StateTX
Zip75087-9244
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDING CLUB ESTATES PHASE THREE, BLOCK F, LOT 23
Legal SubdivisionRIDING CLUB ESTATES PHASE THREE
Legal Phase3
Legal Tract23
Legal BlockF
Legal Lot Number23
JurisdictionROCKWALL TX
Minor Civil DivisionNORTHEAST ROCKWALL
Census Blockgroup1
Census Block1016
Census Tract40404

Owner

Source: Rockwall County records · APN 4803000F0023000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address207 SADDLE DR, FATE, TX 75087-9244
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Jul 26, 2017Deed of Trust, Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2007 · Amount on Record
Deed SaleOct 12, 2007 · Amount on Record
Prior SaleJul 07, 2005 · Amount on Record
Deed Doc Number2007387009
Deed Book / Page5243 / 137
Prior Transfer DateOct 08, 2007
Prior Transfer Doc0000387009
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address207 SADDLE DR, FATE, TX 75087-9244
Transaction TypeMortgage
Record UpdatedJun 27, 2023
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 SADDLE DR, FATE, TX 75087-9244

Mortgage

Document Number0000009690
DateJun 13, 2023
Instrument20230000009690
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address207 SADDLE DR, FATE, TX 75087-9244
Document Number0000014297
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2017
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address207 SADDLE DR FATE TX 750879244, FATE, TX 75087-9244

Mortgage

Document Number0000014297
DateAug 01, 2017
Instrument14297
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount Recorded
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$517,145 (+0.78%) Land $225,000 Building $292,145$517,145 (+0.78%) Land $225,000 Building $292,145
2025$6,761.00 (-5.14%) Homeowner's exemption$513,126 (-9.64%) Land $225,000 Building $288,126$513,126 (-9.64%) Land $225,000 Building $288,126
2024$7,127.00 (+17.94%)
2023$6,043.00 (-12.32%) Homeowner's exemption$567,866 Land $250,000 Building $317,866$567,866 Land $250,000 Building $317,866
2021$6,892.00

Flood & Wildfire

207 Saddle Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Rockwall County (48397C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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