Rockwall County property record for 203 Saddle Dr, Fate, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,685 sqft · built 2005 |
| Lot Size | 0.707 acres (30,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,300 (Oct 2015) |
| Tax Bill | $4,295 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4803000F0025000R |
| Primary APN | 4803000F0025000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,685 sqft Living Area |
| Gross Area | 3,159 sqft |
| 1st Floor Area | 2,685 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,806 sqft (0.707 acres) |
| Lot Dimensions | 189 ft deep x 163 ft wide |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 94 sqft |
| Patio Area | 70 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 203 SADDLE DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75087-9244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDING CLUB ESTATES PHASE THREE, BLOCK F, LOT 25 |
| Legal Subdivision | RIDING CLUB ESTATES PHASE THREE |
| Legal Phase | 3 |
| Legal Tract | 25 |
| Legal Block | F |
| Legal Lot Number | 25 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40404 |
Source: Rockwall County records · APN 4803000F0025000R
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 SADDLE DR, FATE, TX 75087-9244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| May 16, 2019 | Deed of Trust, Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2015 · Amount on Record |
| Deed Sale | Oct 02, 2015 · Amount on Record |
| Prior Sale | Jun 09, 2005 · Amount on Record |
| Deed Document Number | 201515860 |
| Prior Transfer Date | Sep 30, 2015 |
| Prior Transfer Doc | 0000015860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jun 10, 2026 |
| Property Address | 203 SADDLE DR, FATE, TX 75087-9244 |
| Document Number | 0000010955 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202610955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 203 SADDLE DR, FATE, TX 75087-9244 |
| Document Number | 0000010955, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202610955 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate | 5.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 203 SADDLE DR, FATE, TX 75087-9244 |
| Document Number | 0000008350 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 SADDLE DR FATE TX 750879244, FATE, TX 75087-9244 |
| Document Number | 0000008350 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 8350 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 27, 2039 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,888 (+0.76%) Land $225,000 Building $263,888 | $488,888 (+0.76%) Land $225,000 Building $263,888 | |
| 2025 | $4,295.00 (-23.71%) Homeowner's exemption Senior Citizen's exemption | $485,213 (-8.86%) Land $225,000 Building $260,213 | $485,213 (-8.86%) Land $225,000 Building $260,213 |
| 2024 | $5,630.00 (+7.32%) | ||
| 2023 | $5,246.00 (-13.69%) Homeowner's exemption | $532,391 Land $250,000 Building $282,391 | $532,391 Land $250,000 Building $282,391 |
| 2021 | $6,078.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: 3 Rooms Communications, AMG Technology Investment Group, Verizon.
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FATE serves 29,285 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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