204 S Saint Marks Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 204 S Saint Marks Ave, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,842 sqft · built 1920
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$533 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157N B 004

Property Details

APN / Parcel Number

Primary APN157N B 004
Alternative APN
  • 0000097759

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,842 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000097759
Street Address204 S SAINT MARKS AVE
CityCHATTANOOGA
StateTN
Zip37411-4861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 18 BLK 7 HAMILTON PLACE S/D PB 8 PG 35
Legal SubdivisionHAMILTON PLACE REV
Legal Block7
Legal Lot Number18
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3010
Census Tract3000

Owner

204 S Saint Marks Ave is owned and occupied by an individual who acquired it in March 2015.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address204 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4861
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleDec 27, 2007
Last Transfer DateMar 3, 2015
Transfer Doc0000000070
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address204 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4861
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, CHOICE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000286
DateNov 12, 2021
Book Page12732/735
Instrument2021111200286
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
AddressCORDOVA, TN 38018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 204 S Saint Marks Ave was $533, down 36.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$533.00 (-36.47%)$35,175 (-6.26%)$140,700 (-6.26%) Land $45,000 Building $95,700
2024$839.00$37,525 (-)$150,100 (-) Land $30,000 Building $120,100
2023$839.00$37,525 (-)$150,100 (-) Land $30,000 Building $120,100
2022$839.00$37,525$150,100 Land $30,000 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 S Saint Marks Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 S Saint Marks Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

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