St. Clair County property record for 207 S Main St, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,278 sqft · built 1900 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,399 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-40-950-0248-000 |
| Primary APN | 74-40-950-0248-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 1,049 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 207 S MAIN ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | LOT 3 B2S R1W PART OF THE VILLAGE OF CAPAC SEC 28 T7N R13E |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF CAPAC |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 657100 |
207 S Main St is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 S MAIN ST, CAPAC, MI 48014-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 21, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 207 S MAIN ST, CAPAC, MI 48014-3717 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 207 S MAIN ST, CAPAC, MI 48014-3717 |
| Document Number | 0005625901 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 5625/901 |
| Instrument | 2023009761 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 207 S MAIN ST, CAPAC, MI 48014-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052150141 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 5215/141 |
| Instrument | 2020016509 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | IMLAY CITY, MI 48444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 207 S Main St was $1,399 with a homeowner's exemption, up 3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,500 (+14.46%) | $239,000 | |
| 2025 | $1,399.00 (+3.02%) Homeowner's exemption | $104,400 | |
| 2024 | $1,358.00 | $208,800 | |
| 2023 | $93,600 | ||
| 2022 | $1,204.00 | $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 207 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless · Fiber in parts of the area | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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