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206 S Main St, Capac, MI 48014 Property Records

St. Clair County property record for 206 S Main St, Capac, MI 48014 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,241 sqft · built 1920
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Feb 2020)
Tax Bill$1,866 (2024)
Deeds & MortgagesNov 2022 Second Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-40-950-0317-000

Property Details

APN / Parcel Number

Primary APN74-40-950-0317-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,241 sqft Living Area
Basement Area891 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleRanch
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions150 ft deep x 55 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number74409500317000
Street Address206 S MAIN ST
CityCAPAC
StateMI
Zip48014-3758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART LOT 4 BEG 122.44' N OF SW COR LOT 5, TH N 89D 4M E 150', TH N 55', TH S 89D 4M W 150', TH S 55' TO BEG. B2S R1E VILLAGE
Legal Range13E
Legal Township07N
Legal Section27
Legal SubdivisionVILLAGE OF CAPAC
Legal Block2S
Legal Lot Number4-5
Legal Unit4,5
JurisdictionSAINT CLAIR MI
Township / Civil DivisionMUSSEY
Census Block Group2
Census Block2023
Census Tract657100

Owner

Source: St. Clair County records · APN 74-40-950-0317-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address206 S MAIN ST, CAPAC, MI 48014-3758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
May 03, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 27, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleJan 13, 2012 · Amount on Record
Deed Document Number2020005044
Deed Book / Page5157 / 584
Record UpdatedJun 07, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address206 S MAIN ST, CAPAC, MI 48014-3758
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyAEG

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 S MAIN ST, CAPAC, MI 48014-3758

Mortgage

Document Number0005576774
DateNov 08, 2022
Book Page5576/774
Instrument2022025169
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueOct 21, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address206 S MAIN ST, CAPAC, MI 48014-3758
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 S MAIN ST, CAPAC, MI 48014-3758

Mortgage

Document Number5360321
DateMay 03, 2021
Book Page5360/321
Instrument2021013451
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueApr 01, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 27, 2020
Property Address206 S MAIN ST, CAPAC, MI 48014-3758
Document Number0051570584
Book / Page005157 / 000584
Instrument DateFeb 07, 2020
Transaction TypeTransfer
Record UpdatedMar 05, 2020
Title CompanyFIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,032.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4757 KNOLL RD MUSSEY MI 480142707, MUSSEY, MI 48014-2707

Mortgage

Document Number51570588
DateFeb 27, 2020
Book Page005157/000588
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCapac Village
CountySt. Clair County
County SubdivisionMussey Township
Unified School DistrictCapac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$77,600 (+10.86%)
2024$1,866.00 (+12.75%)$155,200 (+10.86%)
2023$70,000
2022$1,655.00$140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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