207 S Lyon St, Tom Bean, TX 75489 Property Records

Grayson County property record for 207 S Lyon St, Tom Bean, TX 75489

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 2017
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,954 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`N003 6253016`

Property Details

APN / Parcel Number

Primary APN	`N003 6253016`
Alternative APN	`153263`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	3,056 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick/Wood
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	81 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	153263
Old Parcel Number	N003 6253016
Street Address	207 S LYON ST
City	TOM BEAN
State	TX
Zip	75489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD & HUME, BLOCK 19, ACRES .176
Legal Subdivision	HOWARD & HUME
Legal Block	19
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1046
Census Tract	1802

Owner

207 S Lyon St is owned and occupied by two individuals who acquired it in June 2018.

Source: Grayson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 298, TOM BEAN, TX 75489-0298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 31, 2020	Warranty Deed, Transfer SAGE GROVE INVS LLC
Jun 18, 2018	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
May 7, 2018	Warranty Deed, Transfer GUILD MTG
Aug 14, 2017	Deed of Trust, Mortgage FIRST NAT'L BK/TOM BEAN
Mar 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018
Deed Sale	Jun 18, 2018
Deed Document Number	2018-00013617
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010982
Date	Apr 7, 2021
Instrument	2021-00010982

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 31, 2020
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Document Number	0000022930
Instrument Date	Aug 26, 2020
Instrument	22930
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	COLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 E KING ST TOM BEAN TX 750907104, TOM BEAN, TX 75090-7104

Mortgage

Document Number	22931
Date	Aug 31, 2020
Instrument	22931

Lender

Name	SAGE GROVE INVS LLC
Address	MCKINNEY, TX 75070
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jun 18, 2018
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Document Number	0000013617
Map Reference	DOC1096
Instrument Date	Jun 7, 2018
Instrument	2018-00013617
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 372, TOM BEAN, TX 75489-0372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S LYON ST, TOM BEAN, TX 75489

Mortgage

Document Number	0000013618
Date	Jun 18, 2018
Instrument	2018-00013618

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 7, 2018
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Document Number	0000010158
Instrument Date	May 4, 2018
Instrument	10158
Transaction Type	Transfer
Record Updated	Jun 5, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 S LYON ST TOM BEAN TX 75489, TOM BEAN, TX 75489

Mortgage

Document Number	10159
Date	May 7, 2018
Instrument	10159

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Document Number	0000018307
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SCHNEIDER RD HOWE TX 75459, HOWE, TX 75459

Mortgage

Document Number	0000018307
Date	Aug 17, 2017
Instrument	18307

Lender

Name	FIRST NAT'L BK/TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 10, 2017
Property Address	207 S LYON ST, TOM BEAN, TX 75489
Document Number	0000005081
Book / Page	005963 / 000639
Instrument Date	Mar 3, 2017
Instrument	5081
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 372 TOM BEAN TX 754890372, TOM BEAN, TX 75489-0372

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,273 Land $47,686 Building $213,575	$261,261 Land $47,686 Building $213,575
2024	$2,954.00
2023		$277,908 Land $40,633 Building $237,275	$277,908 Land $40,633 Building $237,275
2022	$2,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 S Lyon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 S Lyon St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Nextlink.

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