Stearns County property record for 207 River Oaks Dr, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,060 sqft · built 1994 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (May 2021) |
| Tax Bill | $3,556 (2026) |
| Deeds & Mortgages | May 2021 Sale Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29703-0014 |
| Primary APN | 48-29703-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,900 sqft (0.273 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 207 RIVER OAKS DR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 14 |
| Legal Subdivision | RIVER OAKS VILLA |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29703-0014
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Aug 22, 2019 | Warranty Deed, Transfer |
| Aug 10, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2019 · Amount on Record |
| Deed Document Number | 20211603601 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 21, 2021 |
| Property Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Document Number | 00A1603601 |
| Instrument Date | May 19, 2021 |
| Instrument | A1603601 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 22, 2019 |
| Property Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Document Number | 00A1550930 |
| Instrument Date | Aug 08, 2019 |
| Instrument | A1550930 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 10, 2017 |
| Property Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
| Document Number | 00A1502143 |
| Instrument Date | Aug 09, 2017 |
| Instrument | A1502143 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $699.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 207 RIVER OAKS DR, COLD SPRING, MN 56320-1503 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,556.00 (+28.19%) | ||
| 2025 | $304,000 (+10.59%) Land $44,600 Building $259,400 | $304,000 (+10.59%) Land $44,600 Building $259,400 | |
| 2023 | $2,774.00 | $274,900 Land $44,600 Building $230,300 | $274,900 Land $44,600 Building $230,300 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2022) |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Cold Spring serves 4,201 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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