206 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 206 River Oaks Dr, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,305 sqft · built 1996
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$222,500 (Mar 2012)
Tax Bill$4,864 (2026)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone X (minimal risk)
APN48-29703-0034

Property Details

APN / Parcel Number

Primary APN48-29703-0034

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories1 Story
Building Area1,305 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,140 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address206 RIVER OAKS DR
CityCOLD SPRING
StateMN
Zip56320-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 022 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionRIVER OAKS VILLA
Legal Block2
Legal Lot Number22
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records · APN 48-29703-0034

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2217 ROOSEVELT RD, SAINT CLOUD, MN 56301-5161
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2012 · Amount on Record
Deed SaleMar 13, 2012 · Amount on Record
Prior SaleJul 01, 1996 · Amount on Record
Deed Document Number201260842
Record UpdatedJun 08, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateFeb 08, 2022
Property Address206 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number00A1625934
Instrument DateFeb 02, 2022
InstrumentA1625934
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,864.00 (+27.06%)
2025$398,300 (+9.15%) Land $42,900 Building $355,400$398,300 (+9.15%) Land $42,900 Building $355,400
2023$3,828.00$364,900 Land $42,900 Building $322,000$364,900 Land $42,900 Building $322,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable1,250 / 60
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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