207 River Dr, Prospect, OH 43342 Property Records

Marion County property record for 207 River Dr, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1972
Lot Size	0.525 acres (22,869 sqft)
Owner	Company Name on Record
Last Sale	$133,000 (Dec 2010)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-0030003.900`

Property Details

APN / Parcel Number

Primary APN	`27-0030003.900`
Alternative APN	`090000800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Tri-Level
Construction Type	Frame
Roof Material	Other
Lot Area	22,869 sqft (0.525 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	207 RIVER DR
City	PROSPECT
State	OH
Zip	43342-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCIOTO HEIGHTS LOT 494 PG 12 101 3.00 39.00
Legal Subdivision	SCIOTO HEIGHTS
Legal Lot Number	494
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1055
Census Tract	10500

Owner

Source: Marion County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	207 RIVER DR, PROSPECT, OH 43342-9570
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FAHEY BANKING CO
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2010 · Amount on Record
Deed Sale	Dec 14, 2010 · Amount on Record
Prior Sale	Nov 25, 1996
Deed Document Number	20107187
Deed Book / Page	1156 / 596
Last Transfer Date	Mar 12, 2024
Transfer Doc	0016890241
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	Jun 22, 2026
Property Address	207 RIVER DR, PROSPECT, OH 43342-9570
Document Number	0000003736
Book / Page	1789 / 247
Instrument Date	Jun 15, 2026
Instrument	20263736
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIVER DR, PROSPECT, OH 43342-9570

Mortgage

Document Number	0000003736,
Date	Jun 22, 2026
Book Page	1789/247
Instrument	20263736

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	207 RIVER DR, PROSPECT, OH 43342-9570
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016090379
Date	Feb 23, 2022
Book Page	1609/379
Instrument	2022-01550

Lender

Name	THE FAHEY BANKING CO
Type	Bank
Address	MARION, OH 43302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	207 RIVER DR, PROSPECT, OH 43342-9570
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIVER DR, PROSPECT, OH 43342-9570

Mortgage

Document Number	0017690330
Date	Jan 20, 2026
Book Page	1769/330
Instrument	2026-00314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION OH
Recording Date	Mar 12, 2024
Property Address	207 RIVER DR, PROSPECT, OH 43342-9570
Document Number	0016890241
Book / Page	1689 / 241
Map Reference	MB 4 PG 1115
Instrument Date	Feb 14, 2024
Instrument	2024-01300
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIVER DR, PROSPECT, OH 43342-9570

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (+1.75%)	$62,350 (+22.16%) Land $8,350 Building $54,000	$178,150 (+22.16%) Land $23,860 Building $154,290
2024	$2,456.00 (+0.9%)	$51,040 (-) Land $8,060 Building $42,980
2023	$2,434.00 (-0.29%)	$51,040 (-) Land $8,060 Building $42,980
2022	$2,441.00	$51,040 Land $8,060 Building $42,980	$145,830 Land $23,030 Building $122,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Watch TV.

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