200 River Dr, Prospect, OH 43342 Property Records

Marion County property record for 200 River Dr, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1992
Lot Size	0.438 acres (19,118 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2020)
Tax Bill	$5,055 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-003000.3200`

Property Details

APN / Parcel Number

Primary APN	`27-003000.3200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	25 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Finished Basement	650 sqft
Interior Walls	Block
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Brick
Roof Material	Shingle
Lot Area	19,118 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	200 RIVER DR
City	PROSPECT
State	OH
Zip	43342-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCIOTO HEIGHTS LOT 490 PG 12 101 3.00 32.00
Legal Subdivision	SCIOTO HEIGHTS
Legal Lot Number	490
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1057
Census Tract	10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 RIVER DR, PROSPECT, OH 43342-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	0015000672
Deed Book / Page	1500 / 0672
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	200 RIVER DR, PROSPECT, OH 43342-9570
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIVER DR, PROSPECT, OH 43342-9570

Mortgage

Document Number	0016680769
Date	Aug 18, 2023
Book Page	1668/769
Instrument	2023-04451

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jan 7, 2020
Property Address	200 RIVER DR, PROSPECT, OH 43342-9570
Document Number	0015000672
Book / Page	1500 / 0672
Instrument Date	Jan 2, 2020
Instrument	2020-00112
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0202000113
Date	Jan 7, 2020
Instrument	2020-00113

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,055.00 (+7.53%)	$126,170 (+29.11%) Land $10,060 Building $116,110	$360,480 (+29.11%) Land $28,740 Building $331,740
2024	$4,701.00 (+0.92%)	$97,720 (-) Land $9,860 Building $87,860
2023	$4,658.00 (-0.3%)	$97,720 (-) Land $9,860 Building $87,860
2022	$4,672.00	$97,720 Land $9,860 Building $87,860	$279,200 Land $28,170 Building $251,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Watch TV.

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