207 Rainey St, Bonham, TX 75418 Property Records

Fannin County property record for 207 Rainey St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 1989
Lot Size	0.321 acres (13,996 sqft)
Owner	Individual Name on Record
Last Sale	$271,652 (Aug 2025)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9660-007-0010-05`

Property Details

APN / Parcel Number

Primary APN	`9660-007-0010-05`
Alternative APN	`93357`

Interior

Full Baths	2 Baths
Building Area	1,950 sqft Living Area
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	13,996 sqft (0.321 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Porch	Porch
Porch Area	204 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9660-007-0010-05
Street Address	207 RAINEY ST
City	BONHAM
State	TX
Zip	75418-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS ADDN, BLOCK 7, LOT W 1/2 OF 1 & 2
Legal Subdivision	RUSSELL HEIGHTS ADDITION
Legal Block	7
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4049
Census Tract	950402

Owner

Source: Fannin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 RAINEY ST, BONHAM, TX 75418-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 29, 2025	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 16, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jul 25, 2025 · Amount on Record
Deed Document Number	20255392
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	2021009241
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	207 RAINEY ST, BONHAM, TX 75418-2103
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02133/0145
Date	May 14, 2019
Book Page	2133/0145
Instrument	2019-2833

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 29, 2025
Property Address	207 RAINEY ST, BONHAM, TX 75418-2103
Document Number	2025005392
Map Reference	VOL 45 PG 83
Instrument Date	Aug 27, 2025
Instrument	2025005392
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 670354, DALLAS, TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RAINEY ST, BONHAM, TX 75418-2103

Mortgage

Document Number	2025005393
Date	Aug 29, 2025
Instrument	2025005393

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Dec 16, 2021
Property Address	207 RAINEY ST, BONHAM, TX 75418-2103
Document Number	2021009241
Instrument Date	Dec 14, 2021
Instrument	2021009241
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 S WILLOW STREET, 212, BELLS, TX 75414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RAINEY ST, BONHAM, TX 75418-2103

Mortgage

Document Number	2021009242
Date	Dec 16, 2021
Instrument	2021009242

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,381.00 (-8%)	$277,430 (-4.57%) Land $48,290 Building $229,140	$277,430 (-4.57%) Land $48,290 Building $229,140
2024	$5,849.00 (+49.67%)
2023		$290,720 Land $41,990 Building $248,730	$290,720 Land $41,990 Building $248,730
2018	$3,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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