201 Rainey St, Bonham, TX 75418 Property Records

Fannin County property record for 201 Rainey St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,496 sqft · built 1984
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$91,600 (Nov 2006)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9660-007-A050-05`

Property Details

APN / Parcel Number

Primary APN	`9660-007-A050-05`
Alternative APN	`93366`

Interior

Full Baths	2 Baths
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9660-007-A050-05
Street Address	201 RAINEY ST
City	BONHAM
State	TX
Zip	75418-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS ADDN, BLOCK 7A, LOT 5, LIFE ESTATE, ACRES 0.1837
Legal Subdivision	RUSSELL HEIGHGTS ADDITION
Legal Block	7A
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4049
Census Tract	950402

Owner

201 Rainey St is owned and occupied by an individual who acquired it in April 2023.

Source: Fannin County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	201 RAINEY ST, BONHAM, TX 75418-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Intrafamily Transfer, Transfer
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2006 · Amount on File
Deed Sale	Nov 17, 2006 · Amount on File
Deed Document Number	20067245
Deed Book / Page	1268 / 342
Last Transfer Date	Apr 17, 2023
Transfer Doc	2023002291
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Apr 17, 2023
Property Address	201 RAINEY ST, BONHAM, TX 75418-2103
Document Number	2023002291
Map Reference	VOL 589 PG 710
Instrument Date	Apr 12, 2023
Instrument	2023002291
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 RAINEY ST, BONHAM, TX 75418-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2064 N STATE HIGHWAY 289, SHERMAN, TX 75092-6552

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	201 RAINEY ST, BONHAM, TX 75418-2103
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002332
Date	Mar 23, 2022
Instrument	2022002332

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 201 Rainey St was $3,493 with exemptions applied, up 169.1% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+169.11%) Homeowner's exemption Senior Citizen's exemption	$180,110 Land $31,440 Building $148,670	$180,110 Land $31,440 Building $148,670
2024	$1,298.00
2023		$182,030 Land $30,000 Building $152,030	$182,030 Land $30,000 Building $152,030
2018	$1,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Rainey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Rainey St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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